Bidders agree to pay a 19% buyer's premium added to the hammer price of the lot being auctioned. Condition reports and/or Gemological reports in Auction catalog are not guaranteed and may vary in accuracy. It is the responsibility of prospective bidders to inspect the goods. All reports, measurements, opinion of values, age and quality are offered by Oxford Auction but are not guaranteed. Neither the auction house, nor the consignor, is responsible for the accuracy of printed or verbal descriptions or its authenticity. All jewelry items sold by Oxford Auction are evaluated by third party appraisal firms where certified GIA gemologists evaluate the weight, size and grade of gemstone and/or metal to determine the replacement value of the item. Please be advised that all appraisals are done for insurance purposes only and do not determine the actual value of the jewelry on auction. The appraisals are done for the sole purpose of protecting the buyer in the event of damage or loss of purchased jewelry items from Oxford Auction. Oxford Auction is not responsible for the opinions and appraisals of any third party appraisal firms and their experts. Oxford Auction and its representatives do not claim any expertise. Any condition statement is given as a courtesy to a client; it is only an opinion and should not be treated as a statement of fact. Oxford Auction shall have no responsibility for any error or omission. The absence of a condition statement does not imply that the lot is in perfect condition or completely free from wear and tear, imperfections or the effects of aging. Any dispute of purchase must be made within 7 days of sale. All purchases in the state of California are subject to the applicable state sales tax (9.5%) unless the purchaser has a valid tax exemption number that will be applied to the invoice. High and low estimates are provided solely for comparison purposes and for the auctioneers use only; customers should not use this figure as a true determination of value, or confuse an estimate with an appraisal. Oxford Auction makes no warranties of any kind relating to them. Lots may have reserves or minimum selling prices. This confidential figure is set by consignor and Oxford Auction. Oxford Auction will exercise all reserve bids. The record of sale kept by the auction house is final if any dispute arises. Digital recordings of the sale will be used for confirmation. Bidder shall be responsible for all costs of collection, including court costs and reasonable attorney's fees. By participating in Oxford Auction through the internet, bidders consent to the jurisdiction of the Courts where the auctions are held. DISPUTES/ CHARGEBACKS By participating in Oxford Auction, the bidder entirely agrees to the dispute resolution specified in the foregoing paragraph as the bidder's SOLE means to resolve any and all disputes which may arise with Oxford Auction. By placing a bid the bidder specifically agrees that bidder will not file a dispute or chargeback of any kind with an online venue, a credit card, or any other third-parties. Bidder specifically waives the right to initiate a credit card chargeback dispute on any basis of claim and agrees that bidder will pay Oxford Auction a minimum of $300 plus hourly charges and costs for any such chargeback dispute opened, due to the severe administrative burden of such disputes and their direct violation of the dispute provisions above. In the event that Bidder violates this dispute resolution provisions, in consideration of Oxford Auction's approval of the application of the bidder to bid in Oxford Auction's auction, bidder confesses judgment to fraud having been committed by bidder against Oxford Auction and further agrees that bidder is liable to Oxford Auction for all damages, losses and costs, including time charges, resulting from chargebacks or any claims. IN THE EVENT THAT YOU REFUSE DELIVERY OF THE PACKAGE FOR THE COMPLETION OF YOUR ORDER, AT THE DISCRETION OF OXFORD AUCTION YOU WILL BE LIABLE FOR THE 19% BUYER'S PREMIUM AND AN ADDITIONAL 25% RESTOCKING FEE BASED ON THE TOTAL HAMMER PRICE PAID. WE RESERVE THE RIGHT TO ACCEPT OR DENY ANY BID PLACED EITHER IN INVALUABLE.COM OR EBAY.COM. LOTS MAY HAVE RESERVE. OXFORD AUCTION WILL BID AGAINST THE RESERVE. IF YOU DO NOT AGREE WITH THESE TERMS, PLEASE DO NOT BID. All sales are final. In certain situations, if an exception is made, a RETURN MERCHANDISE AUTHORIZATION must be issued to return an item. In the event of a return, the Buyer's Premium will not be refunded. Buyer is responsible for all return shipping and insurance. Please note that returns are not accepted on Vehicles, Art, Memorabilia, or other large or heavy items. In the event of a cancellation, a 19% cancellation charge will be issued to the winning bidder. Occasionally you may notice that an item is re-listed. This can be due to a variety of reasons such as a winning bidder in a previous auction not paying for the item, multiple types of the same item or it is one of the few items listed with a reserve and the reserve was not met. Most Jewelry came from a jewelry manufacturing company that carries multiple similar items. There are times in which we encounter excessive delays obtaining the lots from the consignors so this may delay shipment. However, this is very uncommon. Under the rare occasion that a lot/s cannot be obtained from the consignor, the auction will be cancelled and a 100% refund of your payment will be issued. We ship within 5-7 business days after receipt of payment.